Covering the deposit and first month without a co-signer

6 min read · Written for: Veterans approved for a unit but short on move-in cash.

Deposit assistance funds exist specifically for this gap. The trick is having a landlord's written offer in hand when you apply.

1. Step 1

   Get the offer in writing first

   Ask the landlord for a signed letter or draft lease with the address, monthly rent, deposit, and move-in date. Almost no fund will release money without it.

2. Step 2

   Apply to deposit assistance funds in parallel

   Veteran service organizations, county rapid-rehousing programs, and faith-based funds each cover different pieces. Two partial grants are as good as one full one.

3. Step 3

   Ask the landlord to hold the unit

   A 10 to 14 day hold is a normal ask when you can show a pending application. Offer to pay a small non-refundable holding fee if you can.

4. Step 4

   Plan month two before you move

   Write out rent, utilities, transportation, and food against your actual expected income. If month two does not work, ask about a lower-rent unit or a shared lease now.